Amazon Pay EMI - Amazon Pay EMI is the hassle-free way to get instant credit, via a completely digital process, for purchases using EMI on Amazon.in. You have to complete the one-time setup process, which should not take more than 2 minutes and does not require you to provide credit card details. Once the setup is complete, you can avail Amazon Pay EMI payment option during checkout on Amazon.in to make payments over EMIs ranging from 1 upto 12 months. You can also avail No cost emi on many products.