Citi Indian OIL (IOCL) Credit Card Features & Benefits: Apply Citi Indian OIL Card Online. With Citi IOCL card, you will get up to 71 litres of free fuel in the first year. Get Turbo points worth Rs 250 on card activation & Additional points worth Rs 3650. Get Annual Fee waiver of Rs 1000 on annual spends of Rs 30000. Kindly note that GoPaisa rewards are valid only on card dispatch. Applicable for once user in a lifetime. Disclaimers: All queries related to GoPaisa Rewards should be raised to GoPaisa and not the Citi.