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Offer Details
The Airtel Axis Bank Credit Card offers numerous benefits and attractive offers that make it a compelling choice. Firstly, it provides a welcome bonus of 2,500 Airtel Payments Bank cashback points upon activation. Additionally, you can earn 10 reward points on every Rs. 200 spent on grocery, fuel, and utility bill payments, along with 20 reward points on every Rs. 100 spent on Airtel services. The card also offers a 5% cashback on recharges and bill payments made through the Airtel Payments Bank app. Moreover, you can enjoy complimentary access to airport lounges in India and receive fuel surcharge waivers on transactions above Rs. 400. Applying for this credit card not only offers you the convenience of a versatile payment tool but also presents opportunities to earn substantial rewards and enjoy exclusive privileges, making it a beneficial choice for maximizing your savings and lifestyle needs.
How to Avail this offer?
- Signup or Login to your GoPaisa account
- Click on the 'Grab Deal' button
- You'll be redirected to AXis Credit Card offer page
- Apply your Axis Credit Card as you normally do on to Axis
- Your GoPaisa 'Cashback / Rewards' will be tracked automatically within 96hrs. (Note: It will be confirmed only card Dispatch
How to earn cashback
Table of Content
- Airtel Axis Credit Card Overview | Glimpse of Airtel Credit Card Benefits & Fees
- Airtel Axis Credit Card Joining & Annual Benefits
- Airtel Axis Bank Credit Card Cashback Benefits
- Airtel Axis Credit Card Features & Benefits
- Axis Bank Airtel Credit Card Fees & Charges
- Axis Airtel Credit Card Eligibility Criteria
- Documents Required for Airtel Credit Card Application
- Who should apply for the Axis Bank Airtel Credit Card?
- How to apply for the Axis Bank Airtel credit card online?
- FAQs on Airtel Axis Bank Credit Card
Rs.1500 GoPaisa Rewards On Airtel Axis Bank Credit Card Apply | Airtel Credit Card Review, Features & Benefits
Looking for the best cashback credit card for recharges, bill payments & more? Here's the Airtel & Axis Bank co-partnership credit card - Airtel Axis Bank credit card review, features and benefits. You can apply for the Airtel Axis Bank credit card online via GoPaisa and get flat Rs.1500 cashback rewards on card approval & dispatch. Read on to know more about the Axis Airtel credit card features, benefits, eligibility, charges, etc.
Although the Axis Bank credit card portfolio offers a multitude of options, no credit card can match the benefits this co-branded Airtel Axis Bank credit card delivers. A game-changer in the world of plastic money, the Airtel Axis Bank credit card is strategically designed to leverage maximum benefits when paying for Airtel's wide range of services. Airtel Axis Bank credit card boasts a series of other rewards and privileges to reward every spend with accelerated cashback. In addition, it offers special discounts, e-gift vouchers and complimentary services. Let's have a detailed look at this Airtel Axis Bank credit card, covering key topics such as Airtel Axis credit card benefits, features, welcome & annual bonuses, applicable fees & charges and who should apply for this card.
Enjoy Flat 1,500 GoPaisa Cashback Rewards on more than 15 Axis Bank credit cards from GoPaisa. Click here to know more.
Airtel Axis Credit Card Overview | Glimpse of Airtel Credit Card Benefits & Fees
Airtel Axis Bank Credit Card Overview | Airtel Axis Credit Card Benefits |
Best For | Utility Payments & Shopping |
Joining Fee | Rs. 500 + Applicable Taxes |
Joining Benefit | FREE Amazon Gift Voucher Worth Rs.500 |
Exclusive Benefit from GoPaisa | Flat Rs.500 GP Cashback Reward on Card Approval |
Annual Fee | Rs. 500 + Appliable Taxes (2nd Year Onwards) |
Annual Fee Waiver | By Spending Rs. 2 Lakh & more in the preceding year |
Airtel Axis Credit Card Joining & Annual Benefits
Airtel Axis credit card is an easy-to-maintain credit card with pocket-friendly joining & annual fees of Rs.500. The Airtel Axis credit card offers an Amazon e-gift voucher worth Rs.500 in exchange for joining fees. You will also get the annual fee waiver benefit on your Airtel Axis Bank credit card upon spending Rs.2 lakh and more in the previous year.
Note: you will benefit from a welcome voucher when the joining fee is charged for the Airtel Axis credit card. In addition, you must make the first purchase using your Airtel Axis Bank credit card within 30 days from the card issuance date to get eligible for the welcome gift.
Airtel Axis Bank Credit Card Cashback Benefits
The Axis Bank Airtel credit card is designed to give exciting cashback rewards for every online bill payment, whether you pay mobile recharge, broadband & wifi bill or DTH recharge. Refer to the table below to learn more about the Airtel Axis credit card cashback benefits.
Airtel Axis Bank Credit Card Cashback Benefits | Cashback Applicable On | Capping on Cashback Earning |
Flat 25% Cashback | Airtel mobile, broadband, wifi & DTH bill payments via Airtel Thanks App | Max. Rs.300 Cashback/ Ctatement Cycle |
Flat 10% Cashback | Utility Bill Payments (gas, electricity, etc.), via Airtel Thanks App | Max. Rs.300 Cashback/ Ctatement Cycle |
Flat 10% Cashback | Spend Across Preferred Merchants (Swiggy, Zomato & BigBasket) | Max. Rs.500 Cashback/ Ctatement Cycle |
Unlimited 1% Cashback | All Other Spends | No capping |
- 25% cashback on spends across Airtel mobile, broadband, wifi & DTH bill payments via Airtel Thanks App. Maximum cashback per statement cycle is capped at Rs.300.
- 10% cashback on spends across utility bill payments, such as gas, electricity, etc., through Airtel Thanks App. Maximum cashback per statement cycle is capped at Rs.300.
- 10% cashback for spends across preferred merchants like Swiggy, Zomato & BigBasket. Maximum cashback is capped at Rs.500 per statement cycle.
- 1% cashback will be offered for all other spends.
Airtel Axis BankCredit Card Cashback Exclusion on Spends
The Airtel Axis Bank credit card is designed to reward every spend with accelerated cashback rewards. However, some purchases made through this card will not be eligible for cashback. These include
- Spends across fuel
- EMI transactions
- Purchases converted to EMI
- Wallet loading transactions
- Purchase of jewellery items
- Payment of outstanding balances
- Cash advances
- Payment of card fees and other card charges
- Rental payments
Redemption of Airtel Axis Credit Card Cashback Rewards
This co-branded Airtel Axis credit card offers the same ease of reward redemption as other Axis Bank cashback credit cards. The cashback cardholders earn in a billing cycle will be credited directly to the credit card statement 3 days before the next month's statement generation date.
If your Airtel credit card statement date is the 15th of every month, the cashback earned in the previous month will be credited 3 days before, i.e., on the 12th.
If you'r looking for another cashback shopping credit card, apply for Flipkart Axis Bank credit card here.
Airtel Axis Credit Card Features & Benefits
Airtel Axis Credit Card Features & Benefits | Details |
Travel Benefit | 4 complimentary domestic lounge visits per year (1 per quarter) |
Fuel Benefit | 1% Waiver on all fuel transactions (Max Rs.500) |
Dining Delight Benefit | Upto 20% OFF on preferred merchants via EazyDiner |
Easy EMI Benefit | Easy EMI facility on all transactions above Rs.2500 |
1 - Airtel Axis Credit Card Travel Benefits - FREE Domestic Airport Lounges Access
The Axis Bank Airtel credit card lets cardholders enjoy complimentary access to domestic lounges throughout the year. This Airtel, Axis Bank co-partnership credit card comes with four (4) lounge access per calendar year (one per quarter), benefitting cardholders to relax at any domestic airport while travelling.
2 - Airtel Axis Credit Card Fuel Benefit - Waiver on Fuel Purchases
Compared to other entry-level Axis Bank credit cards, this card offers higher waivers on fuel transactions. The Airtel Axis credit card allows cardholders to save 1% (max up to Rs.500) on fuel purchases, higher than the Rs.400 on other Axis Bank credit cards.
3 - Airtel Axis Credit Card Dining Benefits - 20% OFF on Partnered Restaurants
With the Airtel Axis Bank credit card, you can enjoy delicious meals at your favourite restaurants in India at a lesser price. This card has an exclusive partnership with EazyDiner to provide up to 20% discount on over 4000+ restaurants in India.
4 - Aritel Axis Credit Card Shopping Benefits - Conversion of Purchases to Easy EMIs
The Axis Bank Airtel credit card also gives you a shopping benefit of converting large purchases into easy EMIs. This facility is available on EMIs starting at a nominal interest rate of 1.0%, 1.08%, 1.25%, 1.5% or 2 % per month (based on the offer) on all transactions above Rs.2500.
Axis Bank Airtel Credit Card Fees & Charges
Fees & Charges | Airtel Axis Credit Card Fee Details |
Joining Fee | Rs.500 (one-time only) |
Annual Fee | Nil for 1st Year. Rs.500 from 2nd Year onwards |
Add-on Card Fee | No fee to pay for add-on card |
Add-on Card Replacement Fee | Rs.100 |
Interest Rate on Card | 3.6% per month or 52.86% per annum |
Cash Withdrawal Fees | 2.5% (Minimum Rs.500) of the cash withdrawal |
Overdue or Late Payment Fee | Nil. No fee for total due amount is less than Rs.500 Rs.500 for total due amount is between Rs.501-Rs.5000 Rs.750 for total due amount is between Rs.5001-Rs.10000 Rs.1200 for total due amount is greater than Rs.10000 |
Cash Payment Fee | Rs.100 |
Overlimit Fee | 2.5% of the amount spent over credit limit (Minimun Rs.500) |
Foreign Currency Conversion Fee | 3.50% of the transaction value |
Cheque return/dishonor fee/auto-debit reversal | 2% of the total amount (Min. Rs.450 & Max. Rs.1504) |
Dynamic Currency Conversion markup | 1% of the transaction amount |
Rent Transaction Fee | 1% + GST of the amount spent (Max. Rs.1500) |
Note: the fees & charges that apply to your Airtel Axis Bank credit cards are subject to the bank's terms and conditions.
Axis Airtel Credit Card Eligibility Criteria
You must check the eligibility criteria specified by Axis Bank to become eligible for the Airtel credit card application. Here are the basic Axis Bank Airtel credit card eligibility criteria you need to fulfil while submitting your application form.
- Age Criteria: The primary cardholder applying for the Airtel Axis Bank credit card must be above 18 years of age.
- Nationality: The cardholder must be a resident of India.
- Income criteria: A cardholder must have a steady source of income to meet the minimum income criteria specified by the bank. Usually, the minimum income required to get a credit card is Rs. 3 Lakhs per annum.
Documents Required for Airtel Credit Card Application
When you apply for the Airtel Axis Bank credit card, you'll need some basic documents such as identity proof, residential address proof and income certificates. Below is a list of documents you can present with your Airtel Axis credit card application form.
- A photocopy of the PAN Card
- Passport size photograph
- Bank statement, payslip, form 16 or ITR return copy as proof of income
- Passport, driving license, voter ID card or Aadhar card as proof of residence
- Passport, driving license, voter ID card, Aadhar card or PAN card as proof of identity
Who should apply for the Axis Bank Airtel Credit Card?
The Airtel Axis Bank credit card is the right choice for individuals who spend a lot of money paying for Airtel services like mobile recharges, Wifi, broadband or DTH recharges. In addition, this Airtel credit card is valuable for individuals paying utility bills like electricity, water, piped gas line bills and more through credit cards. We have listed the pros and cons of the Axis Airtel credit card below so that you can make an informed decision.
Pros | Cons |
Highest cashback benefits on payments for Airtel services | Capping on cashback makes this card little less useful |
Accelerated cashback on utility bill payments | Annual free waiver spends is too high |
Automatic redemption of cashback to the card | No reward point benefit on this card |
Free lounge access to domestic airports | No bigger benefits on shopping |
Higher savings on fuel transactions | Cashback available only on limited preferred merchants |
Dining discounts on restaurants |
How to apply for the Axis Bank Airtel credit card online?
You can apply for the Airtel Axis Bank credit card by visiting their official website. And if you apply for the Axis Bank Airtel credit card through GoPaisa, you can get an additional Rs.1500 GP Reward on your card dispatch. Here are the steps to get Rs.1500 GoPaisa Rewards when signing up for the Airtel Axis credit card online.
- Visit GoPaisa and search for the Airtel Axis credit card.
- On the Axis Bank Airtel credit card deal page, click on the "Grab Deal" button. Login or sign up to activate GoPaisa Rewards.
- Now you'll be redirected to the Airtel credit card application form.
- Fill in the required details, including your mobile number, PAN card, Pincode & net income to proceed with your Airtel Axis Bank credit card application form.
- Now complete all the required fields and submit your Airtel Axis Bank credit card application form.
Note: The Rs.500 GoPaisa cashback reward for your Airtel Axis Bank credit card will be credited after the card dispatch, which you can redeem for Amazon or Flipkart e-gift vouchers.
FAQs on Airtel Axis Bank Credit Card
Q. Is the Airtel Axis Bank credit card lifetime free?
No. Airtel Axis Bank credit cardholders will have to pay an annual fee of Rs.500, which means this credit card is not lifetime free. The Axis credit card, however, waives annual fees if you spend over Rs. 2 lakh in the previous year.
Q. Will I get EDGE reward points on my Axis Bank Airtel credit card?
Airtel Axis Bank credit card does not offer EDGE reward points on transactions of any kind. But you will get accelerated cashback on spending with this card.
Q. How will I get the Airtel Axis credit card cashback?
The cashback you'll earn on spending via your Airtel Axis Bank credit card will automatically get credited to your credit card account in the next month's statement cycle.
Q. Is there any cap on cashback on the Axis Bank Airtel credit card?
Any spends made through your Axis Bank Airtel credit card across Airtel services such as mobile recharge, broadband, WiFi, and DTH bill payment via the Airtel Thanks app will be set at Rs.300 per statement cycle. Utility bill payments, such as gas, electricity, water, etc., will also be capped at Rs.300 per statement cycle. Other than this, payments made to preferred merchants like Swiggy, Zomato & BigBasket will be capped at Rs.500 per statement cycle.
Q. What are the Airtel Axis Bank credit card features & benefits?
Airtel Axis credit card gives you exciting features & benefits like Amazon e-gift vouchers, accelerated cashback, complimentary domestic lounge access, dining delights and fuel surcharge waiver.
Q. What key benefits will I get with the Airtel Axis Bank credit card?
Airtel Axis Bank credit cards offer many useful benefits on spends. These include
- 25% Cashback on Airtel services such as mobile recharge, Wifi and DTH bill payment via the Airtel Thanks App
- 10% Cashback on utility bill payments such as gas, electricity, etc., via the Airtel Thanks App 10% cashback on Swiggy, Zomato & BigBasket transactions
- 1% cashback on all other spends
- 1% waiver on all fuel transactions
Q. What are the eligibility criteria for the Airtel Axis Bank credit card application?
While applying for the Airtel Axis Bank credit card, you must meet the necessary eligibility criteria, including
- You must be aged between 18 and 70 years
- You are an Indian resident
- You should have a stable income source
- Last but not least, you should have a healthy CIBIL score
Q. What documents do I need to apply for the Airtel Axis credit card?
You'll need a couple of documents such as a valid photo ID card, proof of address, passport-size photograph, and income statement while applying for the Axis Bank Ace credit card.
Q. How to contact the Axis Bank customer support team?
If you have any query, concern or question regarding your credit card, you can contact the Axis Bank customer support team at 1860-419-5555 or 1860-500-5555. Also, you can contact the Axis Bank support team through their support page or chat with Axis Bank's virtual assistant 'AXIS AHA!'.