Apply HDFC Bank's Rupay Credit Credit Cards and enjoy Rewards on UPI Payment. Get 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions. Get 2% cash points on Utility spends. 1 CashPoint = 25 Paise The Joining Renewal Membership Fee is Rs.99 + Applicable Taxes. The renewal membership fee is waived off by spending Rs.25,000 and above in an annual year. Eligibility: This card is eligible for all. Hurry, Apply Now!