HDFC Bank Rupay Credit Card Offer: Apply HDFC Bank Rupay Credit Cards and enjoy Rewards on UPI Payment. Get 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions. Get 2% cash points on Utility spends. 1 CashPoint = 25 Paise. The Joining Renewal Membership Fee is Rs.99. The renewal membership fee is waived off by spending Rs 25,000 and above in a year. This card is eligible only for existing HDFC bank users. Hurry, Apply Now!