Apply MyZone Credit Card & Get Increased GP Rewards
6270 people bought this Deal
Annual Subscription of Sony live worth Rs.999
Flat 40% off on Swiggy
Ajio- Upto Rs.1000 off on order of Rs.2999 (Use code 'AJIOAXISMZ')
Buy 1 Get 1 Free on Movie tickets
Offer Details
Axis Bank Credit Card Offer, Apply MyZone Credit Card & Get Increased GP Rewards. It is lifetime free if you apply it before 31st March. Get FREE SonlLiv premium annual subscription worth Rs.999 on your first spend. Buy 1 Get 1 free on movie tickets. Get Flat Rs.120 off on food delivery at Swiggy. Use coupon 'AXIS120' to avail discount at Swiggy. Customers can redeem the code up to 2 times a month per user ID on Swiggy. Limited period offers, Apply Now.
How to Avail this offer?
- Signup or Login to your GoPaisa account
- Click on the 'Grab Deal' button
- You'll be redirected to AXis Credit Card offer page
- Apply your Axis Credit Card as you normally do on to Axis
- Your GoPaisa 'Cashback / Rewards' will be tracked automatically within 96hrs. (Note: It will be confirmed only card Dispatch
How to earn cashback
Table of Content
- Axis My Zone Credit Card Lifetime FREE Offer + Rs.500 GoPaisa Rewards on Card Approval
- Joining & Annual Benefits of Lifetime Free Axis My Zone Credit Card
- Earning & Redemption of Reward Points on My Zone Axis Bank Credit Card
- My Zone Axis Credit Card Features & Benefits
- Who should apply for My Zone Axis Credit Card?
- My Zone Axis Bank Credit Card | Fees & Charges
- Eligibility Criteria for Axis My Zone Credit Card Lifetime Free
- Documents Required for My Zone Axis Credit Card Application
- How to apply for the Axis My Zone Credit Card Lifetime Free?
- FAQs of My Zone Axis Credit Cards
Axis My Zone Credit Card Lifetime FREE Offer + Rs.500 GoPaisa Rewards on Card Approval
Now reap the benefits of Axis My Zone lifetime free credit card and also get extra Rs.500 GoPaisa Rewards benefits on card approval and dispatch. Read the post till the last to know more about the Axis My Zone credit card lifetime free offer, My Zone credit card benefits, eligibility criteria, fees and GoPaisa Rewards here.
From a deck of Axis Bank Credit Cards available today, the My Zone credit card is the most preferred for several reasons. Axis My Zone is an entry-level shopping credit card that you can avail of by paying a marginal joining & annual fee of Rs.500 + taxes. In many cases, Axis Bank offers the My Zone credit card with a lifetime free offer. All you have to do is look out for the Axis My Zone lifetime free offer or you may bookmark this page as we update the information whenever the My Zone Axis credit card has the lifetime free validity offer. In this post, we cover Axis Bank My Zone credit card benefits, fees, charges, and Axis Bank's lifetime free credit card apply online. We have also covered how to get the Axis My Zone credit card for free for life.
Axis My Zone Credit Card Lifetime Free | Highlights
My Zone Axis Bank Credit Card Overview | |
Best for | Shopping & Entertainment |
Joining Fee | Rs. 500 + GST {Lifetime Free for all applications for next 1 month} |
Joining Benefit | FREE SonyLiv Premium Annual Membership (Worth Rs.999) |
Exclusive Benefit | Flat Rs.500 GoPaisa Rewards on Card Dispatch |
Annual Fee | Rs. 500 + GST (second year onwards) |
Annual Fee Waiver | No Waiver for My Zone Axis Credit Card* |
Disclaimer*: The My Zone Axis credit card is lifetime free for a limited time period. This exclusive Axis Bank My Zone credit card lifetime free offer is available tentatively from 16th June to 15th July 2023. Don’t miss the chance! Apply and take advantage of Axis Bank My Zone credit card lifetime free.
Joining & Annual Benefits of Lifetime Free Axis My Zone Credit Card
My Zone Axis Bank Credit Card Joining & Annual Benefit | |
Joining Benefit | Free SonyLiv Premium Annual Subscription Worth Rs.999 |
Annual Benefit | Renewal of SonyLiv Membership Upon Spending Rs.1.5 Lakh in the Previous Year |
The My Zone Axis Bank credit card welcome/joining benefit includes a SonyLiv Premium annual membership worth Rs.999. You get a welcome gift or sign-up bonus on completing the first transaction with your Axis My Zone credit card within 30 days of card issuance. By failing to do so, you won't receive joining benefits on your Axis My Zone credit card. Moreover, you will receive the SonyLiv membership voucher code on your registered mobile number within 45 days of the card's issuance.
Axis Bank also offers a renewal of SonyLiv's membership as an annual benefit. You will get the My Zone Axis credit card annual benefit upon spending Rs.1.5 lakh or more in the preceding year.
Get more Axis Bank Credit Card offers here.
Earning & Redemption of Reward Points on My Zone Axis Bank Credit Card
For every money you spend with your Axis MyZone lifetime free credit card, you get reward points. The illustration of Axis My Zone credit card reward points earning & redemption is as follows:
- You will get 4 EDGE Rewards Points for every Rs.200 spent.
- 1 EDGE Reward Point valued at Rs.0.20 on redemption.
- You can redeem accumulated EDGE Rewards Points for shopping, e-gift vouchers, merchandise & more.
- Zero EDGE Rewards accumulation on money spent on movie tickets, fuel, insurance, rent, EMI transactions & utilities and education.
My Zone Axis Credit Card Features & Benefits
Features & Benefits | Offer Details | Required Promo Code |
Swiggy Offer | Flat 40% OFF on Swiggy Food Orders | AXIS40 |
Movie Ticket Offer | Free 2nd Movie Ticket on Paytm (1 ticket per month) | AXIS200 |
AJIO Shopping Offer | Upto Rs.1000 OFF on or above Rs.2999 | AJIOAXISMZ |
Airport Lounge Access | 1 Free Lounge Access per Quarter within India | No Promo Code Required |
Fuel Surcharge Benefits | 1% Waiver on Fuel Transactions (Max. Rs.400) | No Promo Code Required |
Dining Benefits | Flat 1500 OFF (Upto Rs.500) with EazyDiner | No Promo Code Required |
Swiggy Offer on Axis MyZone Lifetime Free CC - 40% Discount on Food Orders
- What is the offer? 40% OFF on Swiggy Food orders
- Promo code to redeem the discount: AXIS40
- Maximum discount: Rs.120 per order (min. Order value is Rs.200)
- Swiggy offer frequency: 4 times a month
There is no doubt that the Axis My Zone Credit Card with lifetime free validity is the most excellent credit card for ordering food in 2023. Order food on Swiggy with this lifetime free Axis Bank credit card and save almost Rs.5,700 a year.
My Zone Axis Credit Card Movie Ticket Offer - Buy 1 Get 1 FREE
- What is the offer? 100% OFF on 2nd movie ticket at Paytm Movies
- Promo code to redeem the offer: AXIS200
- Maximum discount: Rs.200 per calendar month
- Paytm Movie offer limitation: 1 free ticket is available on a month
The My Zone Axis credit card movie offer is best suitable for cinephiles who love watching movies in theatres. You can benefit from the Axis Bank My Zone credit card "Buy 1 Get 1 Free" offer on movie tickets at Paytm Movies.
My Zone Axis Credit Card Shopping Offer - Upto Rs.1000 OFF on AJIO Shopping
- What is the offer? Get upto Rs.1000 OFF on minimum spends of Rs.2999
- Promo code to avail the discount: AJIOAXISMZ
Save more when you swipe your Axis My Zone lifetime free credit card on AJIO. Just shop on AJIO using the MY Zone Axis credit card to get up to Rs.1000 OFF on a minimum spend of Rs.2999. You can benefit from this My Zone Axis credit card offer on a wide range of fashion items. These include T-shirts, jeans, trousers, dresses, sneakers, footwear, accessories, and more. All you need to do is apply the Axis Bank credit card promo code "AJIOAXISMZ" on AJIO to redeem the offer.
Airport Lounge Access on Axis My Zone Lifetime Free CC - 4 Complimentary Visits per Year
- What is the offer? 1 FREE Lounge Access per Quarter
- Limitation: Available on domestic airport lounges in metro cities only
While this Axis Bank credit card does not offer exclusive travel rewards, that doesn't mean it's an unsuitable choice for travellers. The My Zone Axis Bank credit card also provides free access to 1 domestic lounge per calendar quarter.
Fuel Surcharge Benefit on My Zone Axis Credit Card
- What is the offer? 1% waiver on all fuel transactions
- Maximum discounts: Upto Rs.400 per statement cycle
- Limitation of the offer: Valid on all transactions between Rs.400 to Rs.4000
- Availability of the offer? Across all fuel stations in India
The Axis Bank My Zone credit card is lifetime free, but it also benefits you when you purchase fuel. With the My Zone Axis credit card, you get a 1% fuel surcharge waiver every time you fuel up your vehicle. The discounts are limited to Rs.400 per statement cycle for all fuel transactions valued between Rs.400 and Rs.4000.
Dining Delights Benefits with EazyDiner
- What is the offer? 15% OFF Upto Rs.500
- Minimum order value: Rs.1500
- Limitation of the offer: Valid twice per card per month.
- Maximum benefit: Upto Rs.1000
Besides the Swiggy food offer, the Axis My Zone credit card unlocks fine dining experiences at over 4000+ partnered restaurants in India. Under Axis Bank's dining delights program, you can benefit from up to Rs.500 off on delectable foods when you pay with your Axis My Zone Credit Card.
Who should apply for My Zone Axis Credit Card?
My Zone Axis credit card is a low-maintenance credit card and even comes with a free lifetime validity offer. Thus it is an ideal credit card for people looking for discounts on online shopping, watching movies, dining, etc. It is also an ideal credit card for people who require lounge access while travelling in India. However, the travel benefit on Axis My Zone credit card is limited to complimentary lounge access only.
My Zone Axis Credit Card is best suitable for people:
- Need a credit card to reap shopping discounts
- People who often eat outside
- People who spend a lot of money on movies
- Salaried employees with a low annual income
Pros & Cons of Axis My Zone Credit Card
Pros | Cons |
Superb offers on movie tickets | High interest rate of 3.6% per month (52.86% per annum) |
Exciting discounts on shopping, dining, food & more | No bigger rewards on travel |
Free access to domestic airport lounges | The reward rate is low |
Fuel surcharge waiver on all fuel transactions | No reward points on movies, fuel, insurance, rent, etc |
Easy reward redemption | No annual fee waiver |
Easy EMI facility on transactions |
If you are a frequent Flipkart shopper, you can also apply for the Flipkart Axis Bank credit card that gives you unlimited 5% cashback on every purchase at Flipkart.
My Zone Axis Bank Credit Card | Fees & Charges
You will find that there are numerous fees and charges associated with the My Zone Axis credit card. These include joining & annual fees, interest rates, late payment fees and more. Here we have listed all the fees & charges related to the My Zone Axis Bank credit card.
Fee Type | Fee Charges on Axis My Zone Credit Card |
Joining Fee | Rs.500 (one-time only) {Lifetime free for all applications for next one month} |
Annual Fee | Nil for 1st Year. Rs.500 from 2nd Year onwards |
Add-on Card Fee | Nil. No fee to pay for Add-on card |
Interest Rate on the Card | 3.6% per month or 52.86% per annum |
Cash Withdrawal Fees | 2.5% (Minimum Rs.500) of the cash withdrawal |
Overdue or Late Payment Fee | No fee for total due payment is less than Rs.500 Rs.500 for total due payment is between Rs.501-Rs.5000 Rs.750 for total due payment is between Rs.5001-Rs.10000 Rs.1200 for total due payment is greater than Rs.10000 |
Overlimit Penalty | 2.5% of the amount spent over available credit limit (minimum Rs.500) |
Foreign Currency Transaction Fee | 3.50% of the transaction value |
Fuel Surcharge | 1% of the amount spent between Rs.400-Rs.4000 (Max. Upto Rs.400) |
Rent Transaction Fee | 1% + GST of the amount spent (Max. Rs.1500) |
Eligibility Criteria for Axis My Zone Credit Card Lifetime Free
Here are the My Zone Axis credit card eligibility criteria specified by the bank. These include
- You must be aged between 18 to 70 years of age when applying for My Zone credit card
- The add-on cardholder must be above 15 years of age (applicable only if applying you're applying for an add-on card)
- You must be a resident of India or a non-resident Indian
- You must have a regular income of Rs.25000* or more p.m. is required
*Disclaimer: No minimum income criteria are specified to apply for the Axis Bank My Zone Credit Card. However, it will be good to have a minimum annual income of 3 lakhs per annum so that your application won't get rejected.
Documents Required for My Zone Axis Credit Card Application
To apply for an Axis Bank My Zone credit card, you'll need to provide the following documents:
- Identification proof (any one): Aadhar card, Pan card, Driving license, Passport or any other government-issued photo ID
- Address proof (any one): Passport, Ration card, Electricity bill, Landline telephone bill, or any other government issued photo ID
- Income proof: Latest salary slip of the last 2 months, Form 16 or IT return copy and last 3 months' bank statement
- Photo identity: latest passport size coloured photographs
How to apply for the Axis My Zone Credit Card Lifetime Free?
You can apply for the Axis My Zone credit card with lifetime free validity from their official website. And if you apply for the Axis Bank My Zone credit card through GoPaisa, you can get an additional Rs.500 GP Reward on your card dispatch. Here are the steps to get Rs.500 GoPaisa Rewards when signing up for the Axis My Zone credit card online.
- Visit GoPaisa and search for My Zone Axis Bank credit card.
- On the My Zone Axis Bank credit card deal page, click on the "Grab Deal" button. Log in or sign up to activate GoPaisa Rewards.
- Now you'll be redirected to the Axis Bank My Zone credit card application form.
- Fill in the basic details such as mobile number, PAN card, Pincode & net income to proceed with your Axis My Zone credit card application.
- Now complete all the required fields and submit your Axis Bank My Zone credit card application form.
Note: The Rs.500 GoPaisa Rewards for your Axis Bank My Zone credit card will be credited after the card dispatch, which you can redeem for Amazon or Flipkart e-gift vouchers.
FAQs of My Zone Axis Credit Cards
Q. Is My Zone Axis Bank credit card lifetime free?
The Axis My Zone credit card generally has a joining/annual charge of Rs.500. However, for a limited time, Axis Bank is offering this credit card with lifetime validity. This is an exclusive Axis Bank offer tentatively available till 15th July 2023.
Q. How to get Axis My Zone credit card lifetime free?
Axis Bank occasionally gives users the opportunity to get a My Zone credit card lifetime free. This is a limited-time offer so bookmark this page to know when the Axis My Zone credit card lifetime free offer hits the internet.
Q. What are the benefits of the Axis Bank My Zone credit card?
The Axis My Zone credit card's first and foremost benefit is zero joining/annual fees (when applying on the offer period). Other My Zone credit card benefits include free SonyLiv annual membership, discounts on AJIO shopping, Buy 1 Get 1 Free movie ticket offer on Paytm Movies. In addition, there is 40% discount on Swiggy food orders and a fuel waiver.
Q. Is there a minimum income requirement to apply for the Axis My Zone credit card?
Yes. You need a stable monthly income of Rs.25,000 or more to apply for the Axis My Zone credit card.
Q. How can I apply for the lifetime free offer of the Axis My Zone credit card?
You can apply for Axis My Zone credit card's lifetime free offer from the Gopaisa website. Grab the deals and fill out the My Zone Axis credit card application form. Next, upload the required documents and submit the application form for review.
Q. How to redeem Axis My Zone credit card reward points?
You can use any one of the 2 different ways to start reward redemption at Axis Bank.
- 1 - Through Axis Bank's internet banking: Login with credentials >> Head to EDGE Rewards page>>Accept TNCs & click on 'Redeem Now'>>Choose rewards from categories>>Confirm redemption
- 2 - Through the Axis Bank mobile app: Download the mobile app & log in>>Go to the Rewards tab from the menu & tap on the 'Redeem Now' button>>Choose rewards of your choice on the Rewards Store>>Add rewards to basket & confirm the redemption
Q. What is the value of Edge Reward points for My Zone Axis credit card?
The reward redemption value for each Edge Reward points you earn on your Axis My Zone credit card swipe is 0.20. This means you'll get Rs.1 value for every 5 EDGE Reward points.
Q. Where can I use Axis EDGE Rewards Points?
You can use your earned Axis EDGE reward points for buying goods from merchandise, brand e-vouchers, extra value offers for dining & entertainment, travel e-vouchers, and more. In addition, you can redeem EDGE rewards for paying bills to in-store partners like Bercos, PAI International and Girias.
Q. What is the joining bonus I will receive on my Zone Axis credit card?
You will get a complimentary SonyLiv annual membership by making the first transaction with your Axis Bank My Zone credit card. However, you need to make the first transaction within 30 days of card issuance to qualify for a free SonyLiv subscription.
Q. What is the Axis My Zone credit cards movie offer?
You will get a second movie ticket absolutely free at Paytm Movies with your Axis My Zone credit card. However, the movie benefit is limited to a Rs.200 discount per calendar month.
Q. What is the Axis Bank My Zone credit card lounge offer?
Axis My Zone credit card offers 4 complimentary lounge access per year at domestic airports in India.
Q. What documents do I need for My Zone Axis Bank credit card application form?
You need a valid photo ID card, address proof, PAN card and income proof while applying for the My Zone Axis credit card.
Q. What are the requirements for address proof and income proof when applying for the My Zone Axis credit card?
When submitting your Axis My Zone credit card application form, you need to submit address proof and income proof from the documents listed below.
- Address proof - Passport, Ration card, Electricity bill, Landline telephone bill, or any other government issued photo ID
- Income proof - Latest salary slip of the last 2 months, Form 16 or IT return copy and last 3 months' bank statement
Q. How to check Axis Bank's credit card application status?
You can track the status of your My Zone Axis Bank credit card application by visiting the official website at https://application.axisbank.co.in/cctracker/cctracker.aspx.
To check your Axis Bank credit card application status, enter your application ID and registered mobile number on the above given link. If you've forgotten your My Zone Axis Bank credit card application ID, you can track the status by entering your PAN Card number and registered mobile number.
Q. What is Axis Bank's customer care number for My Zone credit card queries?
You can contact Axis Bank's customer care team at 1860-419-5555 or 1-860-500-5555 for all your queries, doubts or clarifications regarding your Axis My Zone credit card. Dial +91-22-67987700 if you're outside India to contact Axis Bank's customer care team.