The IDFC FIRST WOW Credit Card is an FD-based credit card that does not require documents or a CIBIL score. This IDFC WOW credit Card is accessible to everyone, including students, homemakers, first-time job seekers, and low-income individuals. Enjoy a 7.25% interest rate on your Fixed Deposit. This card provides a 90% credit limit on your FD and lets you earn up to 4x reward points on your spending (4 points equal to Re 1). This Credit is best if you want to create your CIBIL score. It's a hassle-free way to enjoy credit and start building financial credibility, Apply Now.Get extra GP Rewards on approved this card.