Equitas Tiga Credit Card Benefits: Earn 3× Reward Points (3 points per Rs.100) on UPI payments, contactless transactions, and Pay-by-3 merchant spends.Earn 1 Reward Point per Rs.100 on other regular spends.Pay-by-3 feature: Certain purchases are automatically converted into a 3-month low-cost EMI to manage large spends easily.Fuel surcharge waiver on fuel transactions between Rs.500 and Rs.3,000Reward points can be redeemed for products, vouchers, or travel/bookings; value per point can be up to around Rs.0.15 (varies by redemption type).This Equitas Tiga Credit Card comes with an annual fee of Rs. 500 + GST, but if you apply for it through GoPaisa it will get you lifetime free with an extra GoPaisa Cashback.