IDFC First Earn Credit Card is a Secured Virtual RuPay Credit Card is a great option for anyone looking to build their credit while enjoying useful benefits. Backed by a fixed deposit, it gives you a credit limit equal to 100% of your FD amount. You earn up to 1% cashback on every spend and get a 100% cashback up to Rs 500 on your first UPI transaction. The card also offers 25% off up to Rs 100 on movie tickets booked through District by Zomato and 6.75% interest per year on your fixed deposit. It combines the convenience of UPI with the power of credit at over 60 million merchants, making payments easy and rewarding. Plus, you get complimentary roadside assistance worth Rs 1,399, lost card liability cover of Rs 25,000, and personal accident cover of Rs 2,00,000. All these benefits come with a joining and annual fee of Rs 499 + GST, making it a smart and secure credit card choice. Apply now and earn extra GP Rewards.