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FD Backed Credit Card
5% incremental Cashback on online spends above Rs.10,000
3% Cashback on spends below Rs.10,000
1% cashback on UPI spends done via IDFC App
IDFC Hello Cashback Credit Card: This is a FD-Backed credit card which helps to save up to Rs. 18,000 cashback annually and improve your CIBIL score. If you don't have a credit card, then this is the best credit card for you, which doesn't require any paper or income proof. This IDFC Hello Cashback Credit Card provides flat 3% cashback on online spends below Rs. 10000 and incremental 5% cashback on online spends above Rs. 10000. Save an extra 1% on UPI spends if you do it through the IDFC Bank App. Max Cashback limit for 1 month is Rs. 1500 (Rs. 1000 on online spends + Rs.500 on all other spends). Minimum FD Booking amount is Rs. 10,000, and you will get 100% credit card limit against your FD. The joining fee for this card is Rs. 0, and the annual fee is Rs. 1,000. Get complimentary roadside assistance worth Rs. 1,399, up to 4 times a year. Apply this amazing card and create your FD, and get extra GoPaisa cashback on card approval.