Kiwi RuPay Credit Lifetime Free Card: Get up to 5% Cashback on UPI Spends. Kiwi offers 2X assured cashback on every Scan & Pay transaction and 2% Cashback on Min Rs 100 using the credit card, which can be instantly redeemed into your linked bank account at any time. This card is a virtual RuPay credit card designed to offer seamless and rewarding digital payment experiences. In this card you have to grab option for Kiwi NEON Membership.Which comes great benefits like get flat 2% cashback on all Scan & Pay transactions. If you spend Rs 1.5 lakh in a year, you earn 5% cashback. You also get airport lounge access and other perks. The cashback plan gives you 3% cashback if you spend Rs 50,000 in a year, 4% cashback if you spend Rs 1 lakh, and 5% cashback if you spend Rs 1.5 lakh. Cashback is credited by the end of the next month, The membership costs Rs 999, but it's free if you're applying for a Kiwi credit card for the first time. Hurry, apply today and get extra GP Rewards also.