The Kiwi RuPay Credit Card is a virtual RuPay credit card that offers excellent benefits, especially on UPI transactions. You will get 2 Kiwi Coins (0.5% cashback) on Online UPI spends for every Rs.100 spent and 6 Kiwi Coins (1.5% cashback) on every Rs.100 Scan & Pay transaction. You earn Kiwi Coins on every spend, where 1 Kiwi Coin = Rs.0.25. The card also offers an optional Kiwi Neon membership, which costs Rs.999 + GST annually. If you purchase Kiwi Neon membership, the rewards increase to 8 Kiwi Coins (2% cashback) per Rs.100 via Scan & Pay, while Online UPI spends remain at 2 Coins (0.5% cashback) per Rs.100. Milestone Benefits - The membership further boosts your cashback based on annual spending: spend Rs.50,000 in a year to earn 3% cashback, Rs.1,00,000 for 4%, and Rs.1,50,000 for 5% "Spend Rs.12500 (1,50,000/12 = 12500) in a Month and get a flat 5% Cashback"----Spend Rs.12500 (1,50,000/12 = 12500) in a Month through UPI and get a flat 5% Cashback----So if you purchase Rs 999 Kiwi Neon membership, you can save Rs.7500 (1,50,000 X 5% = 7500) in a YearEach milestone also includes 1 complimentary domestic airport lounge access. Once you cross Rs.1.5 lakh in spending under Neon membership, you continue to earn 2% cashback on all future UPI transactions. With no joining or annual fees, this card is the best lifetime free credit card for those who use UPI frequently, while purchasing the Kiwi Neon Membership depends on the user’s choice. Hurry, apply today and earn extra GP Rewards