Lifetime FREE OneCard Credit Card: The OneCard is a premium metal credit card offered in collaboration with SBM Bank, South Indian Bank, Federal Bank, BOB Financial, Indian Bank and CSB Bank. It is a lifetime-free credit card, ideal for individuals new to credit who wish to earn reward points on their purchases. With the OneCard, you receive a flat 5% value back on groceries from stores like OneEssential, DMart, More, Star Bazaar and Reliance SMART. One of its standout features is that it offers 5X rewards on the top two spend categories. You can select any two categories each month for spending. In this card, spend categories are (Groceries, Food and Dining, Shopping (including online/e-commerce), Electronics, Travel (transport, tickets, hotels), Education, Health & Wellness, Bills & Utilities, Fuel, Automobiles, Entertainment (movies, music, events), Rent payments, Jewelry & Watches. You can get a virtual card instantly after approval, allowing you to begin using it before the physical card arrives. For every Rs 50 spent, you earn 1 Reward Point (where 1 Reward Point = 10 Paisa). The card also features a low 1% forex markup for international transactions and flexible EMI options, all of which are easily managed through a powerful mobile app. You can apply online, and if you're not eligible for an unsecured card, you can opt for a secured card against a fixed deposit. Apply today and receive additional GP Rewards, Hurry.