RBL SalarySe Credit Card: Get 5 reward points (Scoins) on every UPI spend using SalarySe UPI, and if your monthly transaction amount is more than Rs 20,000, then you will get 10 Scoins on upcoming transactions. SalarySe Credit Card is a Virtual (No Physical) credit card. Welcome Benefits: Complete your 1st transaction through SalarySe UPI and get 2500 Scoins (5 Scoins = Rs.1). If you do 15 transactions (Min 500 each) withing first 30 days then you get Rs. 400. Additionally, if you spends Rs.30k in first 3 months, then you will get an extra Rs.300. So using these 3 methods you will earn Rs.1200 using this SalarySe Credit Card. Joining/Annual Fee of SalarySe credit Card is Rs 499 + Rs 90 (GST). If you spend Rs 2 Lakh & above in a year, then the renewal fee will be waived off.