Standard Chartered Bank Smart Credit Card offer: The benefits of SCB Rewards credit cards are 2% cashback on your Online spending & 1% across other spends. Convert your eligible transactions into a 3-month EMI and enjoy a special interest rate of 0.99% per month with no processing fee. The annual fee is Rs.499 and the renewal fee also is Rs.499. The renewal fee will be reversed for clients with spends greater than or equal to Rs. 120,000 in the preceding year, Apply Now!