Table of Content

• Kotak savings account that’s ready in minutes
• Open Kotak 811 Zero Balance Account Instantly
• Why Kotak 811 savings account?
• How to apply for Kotak 811 savings account?
• Offers of Kotak 811 account 
• Kotak with GoPaisa
• FAQs related to Kotak 811 account

Kotak savings account that’s ready in minutes

Most populous Indian bank “Kotak Mahindra Bank “ in private sector which offers banking products and financial services for corporate and retail customers through a variety of delivery channels and efficient subsidiaries in the areas of personal finance, investment banking, life insurance,  general insurance, and wealth management. Additionally at Kotak, a wide range of digital services are available too, ranging from Net Banking to Mobile Banking, that will make your life easier. One of them is Kotak 811, Kotak 811 offers zero balance saving account for everyone and that too instantly without any paperwork. Kotak helps you save and GoPaisa helps you save even more by informing you about the latest Kotak deals, offers and promotions. Moreover, all related information to Kotak 811 savings account is provided below.

Open Kotak 811 Zero Balance Account Instantly

Kotak 811 is a service provided by Kotak Mahindra Bank. It offers effective online banking services such as the opening of new 'Zero Balance' accounts, low-interest rates and many digital payment options. Its main motivation is the ease of carrying out daily payments and banking jobs. Open an 811 Digital Savings Bank account instantly without ever stepping out of your home. 811 is a zero balance savings account, there is no commitment to maintaining a minimum balance. In addition to that you will earn up to 6% interest per annum, transfer funds online for free of cost, get a virtual debit card and much more with this amazing savings account. You can use the Kotak Mahindra Award-Winning App for managing your savings accounts and no maintenance fees will be required for the same. 

Why Kotak 811 savings account?

Kotak 811 has proven to be revolutionary and futuristic banking ideas. Skip the trouble of long queues at the bank and switch to the smart way of banking from anywhere, anytime. The Kotak 811 bank account packages the entire online banking ecosystem into your smartphone. Get best deals on shopping, entertainment, travel and meet all your banking/investment needs on the move with just a few clicks on Kotak Mahindra mobile app. Realise your dreams with Kotak 811 as Kotak 811 is “khwaabon ka khaata “ #dreamsInvented. All features of Kotak 811 savings account are listed below:

Instantly open Account - No visiting any bank branch or leaving your home. Just open your Kotak 811 account on a smartphone or through a browser in an instant and quickly log in to the world of seamless digital banking.

No minimum balance commitment - Concerned about paying charges for low balance in your account? Now you can enjoy no minimum balance commitment on your Kotak 811 bank account and experience true financial freedom.

Get interest on your balance - Earn up to 6% interest annually on your account balance and let your bank account earn more money while you work or play! It’s the best in the market. 

ActivMoney Auto Sweep in Facility - Earn higher interest of a fixed deposit by defining an upper limit for the amount you want to keep in your savings bank account, which is known as the threshold limit. Whenever your balance is higher than your threshold limit, the surplus amount will be transferred to the FD account automatically. 

Banking solutions at a single click - Now you can open your investment account or book TD/RD in a single touch from 811 Mobile banking app. You can also appeal for Cheque Book, transfer funds or walk into a branch for cash transactions and enjoy many more benefits of a savings account.

Virtual Debit Card - The Debit Card is no more plastic with 811. Kotak has Virtual Debit Card, shrunk to fit in your mobile. Check your card details within the safety of your app and use it to make online payments like Shopping, paying bills or recharging mobile / DTH, in a few taps.

Scan and Pay - You don’t need cash or cards to make payments. Now paying has become easier with the Scan & Pay feature. Pay for all you’re shopping, movies, groceries, and much more with this.

Use Kotak Mobile banking App -  No need for multiple apps on your phone when you have the Kotak Mobile Banking App. Check the Kaymall shop section on Flipkart, subscribe to national/international magazines, book your hotels and flights on Goibibo or train tickets on  IRCTC at the most favourable rates all with your Kotak 811 account. 

How to apply for Kotak 811 savings account?

Revolutionary online savings account with 0 balance is now just a click away. Follow the steps below and get your Kotak 811 account instantly:

1. Signup or Login to your GoPaisa account.
2. Search for Kotak 811.
3. Click on the Grab Deal button on the right side. 
4. Now you’ll be automatically redirected to Kotak 811 Official Page or mobile app.
5. You can open a Kotak 811 account by clicking the “open now” button on top right corner.
6. Register using your Aadhaar number (optional), PAN and other basic details.
7. You can set up a mobile digital banking PIN and start using your account immediately.

Offers of Kotak 811 account 

Get Flat Rs. 600 off on Chumbak

Visit Chumbak website and select your products and Get INR 600 off on Chumbak with Kotak A/c on minimum purchase of Rs.2,995. Use the Promo Code “KOTAK600” to avail this offer. This offer is valid till 31 march 2020. T&C apply.

Get 10% off on Pepperfry every Sunday

Furnish your home with style and comfort with the help of Pepperfry. Visit Pepperfry website or app as every Sunday, get 10% Off (Max Rs.1000) on min. spends on Rs.6,000 using Kotak Mahindra Bank Credit & Debit Cards. Apply voucher code “KOTAKPF10” to avail this offer. This offer is  Valid Until 26 January 2020. T&C apply.

Get up to INR 500 off on Myntra 

Stay stylish with Myntra as you can get up to Rs. 500 off on minimum spends of Rs. 1799. Just visit Myntra website or mobile app or click here. Select your favourite product and apply promo code to avail discount & proceed to pay balance amount using your Kotak Debit, Credit card, UPI or Net banking. This offer is valid until  31 March 2020. T&C apply. 

Get Flat Rs. 50 & Rs 100 for bus booking on Travelyaari 

Travelyaari is offering two offers, offer 1 Flat Rs. 50 off on any bus booking worth Rs. 500 and offer 2 Flat Rs. 100 off on any bus booking of worth Rs. 1000. Just visit Travelyaari official website and select the Category of the Facility which you want to Purchase, observe the different booking rates. Select your preferred seat along with pickup point. Fill the required details and apply coupon "TYKOTAK50" for offer 1 and "TYKOTAK100" for offer 2 & avail discount. Select the Payment Option & proceed to pay using Kotak UPI through Kotak Mobile Banking app & BHIM Kotakpay app (only through Kotak account) or debit, credit card or net banking. This offer is Valid Till 31 March 2020.T&C apply. 

Kotak with GoPaisa

Kotak has always given best banking solutions and now with Kotak 811, we all can save more as this no-cost zero balance account is for everyone. You can get this instantly and earn up to 6% interest rate per annum. Grab this deal through GoPaisa and stay updated with Kotak latest offers, deals and promotions. GoPaisa ensures you that with Kotak 811 your money is safe and observe it growing. 

FAQs related to Kotak 811 account

Q: Can I hold my account jointly with another applicant?

A: Unfortunately, the Kotak 811 account is intended for a single user only, and cannot be held jointly.

Q: I got disconnected from the Kotak Mobile Banking App. How can I continue my application?

A: Don’t worry; Kotak regularly back up all the information that you’ve entered. Kindly, reopen the app, and you will be able to continue from where you left off.

Q: Can I save my application and continue it later?

A: Yes, of course! All the information you’ve entered is regularly backed up to Kotak servers. You may leave the application or close it at any point. When you return, you can resume from where you left the application.

Q: Is my information secure?

A: The security of your personal information and your online banking transactions is of utmost importance to us. Kotak maintains strict security standards to prevent unauthorized access to your information.

Q: How do I start using the Mobile Banking App once my account is activated?

A: Once your account is active and working, you can log in to the Mobile Banking App by entering your CRN and the MPIN that you chose during the account opening process.