InCred formerly KKR India Financial Services offers unsecured personal loans of up to Rs 10 lakhs with interest rates starting from 1399 percent per annum flexible tenures up to 5 years and completely paperless processing Funds are disbursed in approximately 15 minutes after approval Simply visit Bank Yatra click through to InCred loan page complete your KYC digitally and once your loan is approved the amount is instantly credited to your bank account It is a fast and convenient way to meet urgent financial needs no collateral required