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Enjoy no-cost EMI without credit/debit cards with ZestMoney

ZestMoney is becoming popular because of its newness which is the convenience of 0% interest EMI when you pay for your orders at your favourite  stores. You can now enjoy the benefit of EMIs on smartphones, fashion, travel, education, healthcare and more without owning a credit card. It has really improved the lives of more than 300 million in the country, who currently have no access to credit cards or any other formal financing options because of insufficient credit history. ZestMoney's unique platform utilizes mobile technology, digital banking and artificial intelligence to make life more affordable for millions of Indian consumers. What’s more? To enjoy no-cost EMI without Credit/Debit Card on leading online stores such as Amazon and Flipkart, avail amazing ZestMoney coupon codes and promo codes available at GoPaisa. 

Let’s understand the  Concept of ZestMoney EMI Together 

In this fastest growing world and ever increasing variety we always end up wanting more but we have to restrict our buying decisions  because of tight pockets. So the concept of EMI came into the picture Where you can “ buy now and pay later “. For many customers it is a new concept even after so many years as they find the process difficult and not reliable. Here, ZestMoney offers to help and makes your EMI experience hassle free.

What are ZestMoney’s special offers to you 

ZestMoney offers to help when your plan can’t wait so that you can shop stress-free. 

  • 0% interest EMI - Avail no cost interest-free EMI when you choose a 3 months EMI plan.
  • No down payment - There is no advance payment for you to complete your purchase.
  • No processing fee - Zestmoney  processes your EMI application without charging you a single penny.
  • 3-12 months EMI plan - Choose your convenient repayment term from a wide range of EMI plans.
  • No application fee - No need to pay any additional application charges later.
  • No pre-closure fee - You don’t have to pay any additional fees if you plan to close your EMI.

What makes Zestmoney one of a kind?

Zestmoney has unique features which makes it one of a kind. 

  • Best Rated EMI platform  - It has a hassle-free digital process.
  • Simple and quick Integration - ZestMoney is very user-friendly.
  • No restriction on product  categories - ZestMoney enables EMI for all types of customers & product categories. 
  • Works offline & online - Enable customers to pay  EMI on website, app and in-store.

Learn how it works

 Try these 3 easy steps to make your shopping journey easier with ZestMoney EMI:

  1. Simply signup with Zestmoney - Complete your profile after signing up with Zestmoney and view your credit limit. 
  2. Post signing activates your credit limit - Upload your KYC & setup automatic repayments to start using your credit limit across our 1000+ merchant partners.
  3. Now you can pay with ZestMoney EMI - Visit our merchant partner & make payment using your ZestMoney credit limit.

ZestMoney’s merchant partners

ZestMoney covers all major stores so that you don’t miss on your favourite pieces because of unavailability of debit/credit card or insufficient credit history. Your wishlist doesn’t need to wait because of any reason, as Zestmoney has taken into account everything starting from apparel to gadgets. In addition to this, we offer various ZestMoney coupons, and ZestMoney offers to avail 0% interest EMI on all your purchases on Amazon, Flipkart, Myntra, etc. Below is the list of ZestMoney’s merchant partners for you. 

  • Myntra - The best fashion brands on Myntra are now on EMIs because of ZestMoney. ZestMoney deals with many big brands like levis, Fabindia and many more. 
  • Flipkart - Buy your favourite smartphone, electronics, furniture on Flipkart with an easy EMI option. 
  • BigBazaar - Shop now and pay later on your favourite offline stores like BigBazaar. 
  • MakeMyTrip - You can plan your trip easily with ZestMoney EMIs. Smoothly pay for hotel bookings, holiday packages and flight tickets on MMT. 
  • Mi store - Grab the latest Mi product in no time and stay up-to-date with technology.
  • Pantaloons - You can never miss on your favourite items at pantaloons if you plan to pay with Zestmoney.

* Use ZestMoney EMI to pay for nearly everything on 1000+ partners.

Planning for personal loans? ZestMoney covered you too!

ZestMoney offers instant personal loans at appealing interest rates, instant disbursement and flexible payment options exclusively for you with a credit limit. If you don’t have a credit limit, don’t worry. Sign up now with Zestmoney and stay stress-free. 

ZestMoney with Gopaisa 

GoPaisa entertains your greed of wanting more, which is not wrong. When can save a little more then why not. Zestmoney No cost EMI helps you shop your favourite products on their partner merchants. Moreover, to make your purchase cost-effective, GoPaisa provides you with various top ZestMoney coupon codes, discount offers and free deals. You can shop even on sales and get additional discounts in the form of cashback. If you purchase through GoPaisa then you can earn cashback on your GoPaisa account and later credit in your bank account. 

Let’s make your life easy with few FAQs about ZestMoney 

Q. What are the eligibility criteria for Zest EMI?

To apply for ZestMoney EMI, you must be over 18 years and under 65 years old. You must be a resident of India and possess a bank account in your name as per Aadhaar Card and Pan Card. Credit cards are not at all necessary.  

Q. Is it Mandatory to have a fixed income salary in order to be accepted for application approval by ZestMoney?

No, there is no requirement for a fixed income salary to be able to apply for this Zestmoney no-cost EMI card. All freelancers and any businessman/ businesswoman can apply for it and Zestmoney reviews every single application independently based on many different data points in order to approve your applications. 

Q. Is there any case when ZestMoney declined my application even after making the down payment?

This is a rare case when an application is declined after making the down payment. Usually, this doesn’t happen as the ZestMoney team takes care of its customers very well. This can only happen if you haven’t provided required documents or put the wrong information in the original application form. 

If your application is declined even after complete document check , then ZestMoney will initiate the full refund without any additional fees/charges(No Deduction ) within 24-48 hours and the refund will be reflected in your account within 5-7 business days.