HomeAmazon Pay Balance OffersAmazon Pay Later Offer: Get Credit Limit Upto Rs.60000, Buy Now & Pay Next Month or in EMI
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    Amazon Pay Later Offer: Get Credit Limit Upto Rs.60000, Buy Now & Pay Next Month or in EMI

    773 people bought this Deal

    Why should you buy this?

    Easy process

    Just verify KYC to get your credit limit

    Pay your bill amount next month at 0% Interest charge or Pay in EMI at low interest.

    Offer Details

    Amazon Pay Later Offer: Get Credit Limit Upto Rs.60000. Amazon India has been launched Pay Later service for selected customers. with this service you can shop Now & Pay Next Month without any extra charge or Pay in EMI at low interest charges. To check the offer eligibility, Open Amazon app> go to Amazon pay section> scroll down and check 'Amazon Pay Later' banner. Click on that and complete the Instant KYC process.

    How to Avail this offer?

    • Signup or Login to your GoPaisa account
    • Click on 'Grab deal' button
    • You’ll be redirected to Amazon offer page
    • Download Amazon App and Login
    • Go to Amazon Pay Section
    • Scroll Down and See the Amazon pay later banner
    • Click on that and proceed to eKYC verification
    • Your credit limit will shown
    • Start shopping using the Amazon pay later option
    • Pay your bill at 0% interest in Next month or in EMI at low interest charges

    How to earn cashback

    1
    Signup/Login on GoPaisa
    To be able to receive cashback in your GoPaisa Account
    2
    Grab Deal / Coupon
    Click via our link and shop as usual on your favourite stores
    3
    Earn Cashback
    We’ll track your purchase and add cashback in your GoPaisa account ( 1 = 1 GP Cashback)
    What is GP Cashback:
    Stores pay us a commission for creating sales on their websites, and we share it with you. It’s quite simple!
    Amazon Pay Later Offer: Get Credit Limit Upto Rs.60000, Buy Now & Pay Next Month or in EMIAmazon Pay Later Offer: Get Credit Limit Upto Rs.60000, Buy Now & Pay Next Month or in EMI
    1190 People viewed

    Table of Content


    Apply for Amazon Pay Later and Get Credit Limit Up to Rs. 60000 - Get Flat Rs.200 Amazon Pay Cashback for Selected Users

    In this fastest-growing world and ever-increasing variety, we always end up wanting more but we have to restrict our buying decisions because of tight pockets. So the concept of EMI came into the picture Where you can “ buy now and pay later “. For many customers, it is a new concept even after so many years as they find the process difficult and not reliable. Thus, Amazon Pay has come up with a new credit service called Amazon Pay Later for its customers in India.

    Under the Amazon Pay Later payment service, customers can avail of instant credit at zero interest rate to buy any of the listed products on Amazon India. The customers can repay the amount in monthly instalments for up to 12 months. This is a rebranded Amazon Pay EMI service that has been available for its users in the US since 2018. The new service brings additional benefits including the ability to get instant credit on almost all products listed on the portal and access credit for utility bills and groceries too.

    Amazon Pay Later currently offers 3, 6, 9 and 12-month EMI plans. The credit limit for purchases can be between Re 1 to Rs 60,000. In addition, customers can pay later next month as well. The applicable plans for your purchase will be displayed on the payment page during checkout. Before jumping to Amazon Pay Later, let's understand what actually Amazon Pay Later service is.  

    What is Amazon Pay Later?

    Amazon Pay Later is a service offered to you by Amazon that helps you get instant credit, via a completely digital process, for purchases using EMI on Amazon India. To avail the Amazon Pay Later payment option, all you need to do is complete the one-time setup process, which should not take more than 2 minutes and does not require you to provide credit card details. Once the setup is complete, you will be eligible to avail Amazon Pay Later payment option during checkout on Amazon and pay later next month or over EMIs ranging from 3 to 12 months. You can easily track your purchases, repayments, and limits history from a simplified dashboard for this payment mode. This hassle-free payment service is offered to you by Amazon Pay (India) Private Limited ("Amazon") and a third-party lending partner, Capital Float.

    Why choose Amazon Pay Later? 

    Amazon Pay Later is a hassle-free payment option which comes with several benefits listed below:

    • Pay next month at 0% interest or pay in 3 to 12-month EMIs
    • Get credit up to Rs. 60,000
    • No credit card needed
    • Set-up automatic payments 

    Is Amazon Pay Later same as Amazon Pay EMI?

    Yes, both are the same. Amazon Pay EMI has been rebranded to Amazon Pay Later.

    What are the key benefits of Amazon Pay Later offer?

    • Get an instant decision on your credit limit from the lender.
    • Credit card details are not required.
    • No processing or cancellation fee.
    • No pre-closure charges.
    • Seamless checkout on Amazon.in website using the Amazon Pay Later payment option.
    • Simplified tracking of expenses and repayments on the EMI specific dashboard

    Eligibility criteria to avail of Amazon Pay Later Offer

    You will be eligible for the Amazon Pay Later payment option only if you pass the following eligibility criteria. The eligibility criteria to avail Amazon Pay Later offer is:

    • An Amazon.in account with a verified mobile number
    • A valid PAN card
    • Bank account
    • Officially valid document as address proof (Driving license, Voter ID card, Aadhaar, Utility Bills (not older than 60 days), Passport)
    • Your age must be 23 years or above

    Further eligibility is decided based on information already available with Amazon and your credit bureau history. Based on these and a host of other factors, the lending partner will decide the Amazon Pay Later limit for you.

    How can I avail Amazon Pay Later offer?

    Follow these simple steps to avail Amazon Pay Later offer.

    • Visit GoPaisa and log in (if you are an existing user; if you are a new user sign up on the website for free and start earning rewards on all your purchases thereafter).
    • Once you log in, click and type Amazon Pay Later Offer in the Search Bar.
    • Once you reach the Amazon Pay Later page, Click on the ‘Apply Now’ button to activate the offer.
    • Now you’ll be redirected to Amazon Pay Later offer page
    • Download Amazon App and Login
    • Go to Amazon Pay Section
    • Scroll Down and See the Amazon Pay Later banner
    • Click on that and proceed to KYC verification
    • Your credit limit will shown
    • Start shopping using the Amazon Pay Later option
    • Pay your bill at 0% interest Next month or in EMI at low-interest charges

    How to increase Amazon Pay Later limit?

    You need to spend regularly on the Amazon App using Pay Later to increase your Amazon Pay limit. The increase in Amazon Pay later credit limit depends upon the number of purchases you make through your Amazon account. The increase in Amazon Pay Later credit limit also depends upon the number of successful repayments of the credit amount you have availed through your Amazon Pay account.

    Is a PAN Card mandatory for eKYC?

    A PAN number is mandatory for completing Know Your Customer (KYC) checks. If you don't have a PAN, you will not be able to complete the registration and hence not be able to avail of Amazon Pay Later.

    What are the reasons why my Amazon Pay Later registration was declined/rejected?

    These are the probable reasons for the decline/rejection of the Amazon Pay Later registration:

    • If you didn’t accept the final loan agreement post-generation of the limit under Amazon Pay Later. It is mandatory to accept the final agreement, so read and accept the agreement to complete Amazon Pay Later registration.
    • When you are currently not eligible to avail of Amazon Pay Later as per the relevant and applicable terms and conditions and/or internal policies of Amazon lending partner.
    • Your Know Your Customer (KYC) document verification failed

    If your Amazon Pay Later registration form is declined or rejected, you can retry the registration process from the Amazon Pay Dashboard, on your Amazon mobile app/mobile browser

    Amazon Pay Later Offer - Terms & Conditions

    The following terms & conditions apply to any and all transactions made on Amazon.in using the Amazon Pay Later payment option:-

    • Amazon Pay Later is a payment option available to certain select customers to make payments on Amazon.in (website or mobile app). Amazon Pay Later option may only be available for the purchase of select goods or services on Amazon.in.
    • The Amazon Pay Later payment option is not applicable for the following: 

    1. Jewelry
    2. Amazon Pay Gift Card and Amazon Pay balance top-up
    3. Products from Amazon Global Store or Out of Country or Overseas Merchants
    4. Bullion (Gold and silver)

    • As a prerequisite to avail the Amazon Pay Later offer, a customer must have a valid Amazon.in account, a PAN (permanent account number) card, and an Aadhaar card or an Aadhaar virtual identity document. The customer must also have a bank account with one of the specified banks in India. 
    • Amazon Pay Later can only be used for purchases on Amazon.in if the customer has sufficient balance/limit available under the Amazon Pay Later granted by Capital Float.
    • The amount of Amazon Pay Later may be modified and the Amazon Pay Later payment service may be cancelled by Capital Float at its discretion, without assigning any reason and without any liability.
    • Amazon Pay (India) Private Limited ("Amazon") reserves the right to cease to make Amazon Pay Later available as a payment option, at any time without prior notice and without any liability.
    • Any Amazon.in user availing this Offer shall be deemed to have accepted these Offer Terms.
    • Read the complete Amazon Pay Later terms and conditions here