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Offer Details
The Axis Bank Ace Credit Card is a versatile credit card that offers multiple features and benefits. With cashback across various categories, accelerated rewards, contactless payments, EMI facility, and fuel surcharge waiver, it provides convenience and savings. The card also comes with welcome benefits, reward points redemption options, dining and entertainment offers, zero lost card liability, and online account management. Overall, the Axis Bank Ace Credit Card caters to diverse needs, combining cashback, rewards, and special features to enhance the cardholder's experience. Apply Now!
How to Avail this offer?
- Signup or Login to your GoPaisa account
- Click on the 'Grab Deal' button
- You'll be redirected to AXis Credit Card offer page
- Apply your Axis Credit Card as you normally do on to Axis
- Your GoPaisa 'Cashback / Rewards' will be tracked automatically within 96hrs. (Note: It will be confirmed only card Dispatch
How to earn cashback
Table of Content
- Axis Ace Credit Card Apply Online & Get Rs.1500 GoPaisa Cashback Rewards
- Axis Ace Credit Card Benefits & Features
- Axis Ace Credit Card Fees & Charges
- Axis Ace Credit Card Eligibility Criteria & Required Documents
- Who can apply for the Axis Ace credit card?
- How to apply for Axis Ace Credit Card online?
- Axis Bank Ace Credit Card FAQs
Axis Ace Credit Card Apply Online & Get Rs.1500 GoPaisa Cashback Rewards
What if I say you have a chance to earn flat Rs.1,500 cashback rewards on Axis Ace credit card apply online? Amazing, right? Apply Axis Ace credit card online via GoPaisa and enjoy free cashback rewards of Rs.1,500 on card dispatch. Read more about Axis Ace credit card review, benefits, fees, charges and GoPaisa cashback rewards.
You might have gone through the Flipkart Axis credit card offering unlimited cashback on Flipkart shopping. Or possibly the Airtel Axis credit card featuring cashback on payments across Airtel App services. But have you ever thought of any other best cashback credit cards for digital payments? If not, here we bring you another best cashback credit card from the vault of Axis Bank credit cards.
Axis Bank Ace card is another best cashback credit cards introduced in partnership with Google Pay and Visa. Axis Ace credit card is also the first card that rewards you for making payments through a digital platform like Google Pay. It is also known as the Google Pay Ace credit card. Axis Ace credit card benefits include lucrative cashback rewards on recharges & digital payments via Google Pay and Swiggy, Zomato & OLA transactions. Complimentary lounge access, dining discounts and waiver of fuel transactions are some other Axis Ace credit card benefits.
If you're looking for an Axis credit card that offers cashback for digital payments, Axis Bank Ace credit card can be the best bet. And if you apply for Axis Ace credit card via GoPaisa, you'll get a flat Rs.1,500 GP cashback rewards on card approval and dispatch. Read more about Axis Ace credit card full review, containing information about Axis Ace credit card benefits, features, fees, charges, eligibility and more.
Pro tip: Don't forget to Apply Axis Ace Credit Card via the GoPaisa cashback & coupon website. Otherwise, you'll lose a free Rs.1,500 GoPasia cashback reward on the Axis Bank Ace credit card apply online.
Get exclusive Rs.1,500 Gopaisa Cashback Rewards on other best Axis Bank Credit Cards Here.
Axis Bank Ace Credit Card Overview
What does the Axis Ace credit card have inside it? Here is a quick overview of the Google Pay Axis Ace credit card before jumping to the lucrative Axis Ace credit card benefits & features.
Axis Ace Credit Card Overview | |
Best for | Earning cashback on recharges & bill payments |
Joining Fee | Rs.499 + Applicable taxes |
Joining Benefit | No welcome gift with this card |
Exclusive Benefit | Flat Rs.1,500 GoPaisa cashback rewards on card dispatch |
Annual Fee | Rs.499 + Applicable taxes (from second year onwards) |
Annual Fee Waiver | On reaching Rs. 2 Lakh spent in the previous year |
Axis Ace Credit Card Benefits & Features
Google Pay Ace credit card is primarily designed with an aim to provide exciting cashback on digital payments via Google Pay. But the Axis Ace credit card benefits you in other areas, like travel, dining, shopping, fuel, etc. So, here is a list of the top benefits you can get when you own the Axis Ace credit card.
Axis Ace Credit Card Benefits & Features | Axis Ace Credit Card Benefits Details |
Axis Ace Credit Card Cashback Benefits | Up to 5% Unlimited Cashback |
Axis Ace Credit Card Lounge Access | 4 complimentary domestic lounge access/year (1 per quarter) |
Axis Ace Credit Card Fuel Benefit | 1% Waiver on all fuel transactions (Max Rs.400) |
Axis Ace Credit Card Dining Benefit | Upto 20% OFF (Upto Rs.500 per statement cycle) on preferred merchants via EazyDiner |
Axis Ace Credit Card Shopping Benefit | Easy EMI facility on all transactions above Rs.1500 |
Axis Ace Credit Card Cashback Benefits
The best Axis Bank Ace credit card benefits include unlimited cashback across digital payments via Google Pay App. The below table gives you a brief overview of Axis Ace credit card cashback benefits across various spending categories.
Spend Type | Cashback on Axis Ace Credit Card |
Recharges & Bill Pay Transactions on Google Pay | 5% Unlimited Cashback |
Transaction on Preferred Merchants (Zomato, Swiggy & Ola) | 4% Unlimited Cashback |
All Other Spends | 2% Unlimited Cashback |
The Ace credit card gives you 5% cash back for paying utility bills, recharges, finance & tax payments and more via Google Pay. The card also gives you 4% unlimited cashback for daily expenses such as ordering food via Zomato, Swiggy and cab rides on OLA. You also get 2% unlimited cashback for all other spends with your Axis Ace credit card.
You get Axis Ace credit card cashback benefits across all types of spending, excluding payments made for educational services, fuel, rent, insurance services, wallet-loading transactions, and gold/jewellery purchases.
Important update on Axis Ace credit card cashback earnings
The cashback for utility payments via Google Pay and across preferred merchants is capped at Rs.500 per statement cycle. This cap will take effect from June 15th 2023. But, the 2% cashback on all other spends will remain unlimited.
Axis Ace Credit Card Lounge Access Benefit
Another noteworthy Axis Bank Ace credit card benefit includes free access to domestic lounges in India. You can enjoy a complimentary Axis Ace credit card lounge access four (4) times a year across all major domestic airports. However, the Axis Ace lounge access benefit is capped at one visit per quarter.
Axis Bank Ace Credit Card Dining Benefits
The Axis Bank Ace credit card benefits you with discounts every time you dine at your favourite restaurants in India. Axis Bank's exclusive dining program, EazyDiner, gives you up to 20% discount on dining across 4,000+ restaurants in India. The maximum Axis Ace credit card discount per statement cycle on dining bills is Rs.500.
Axis Bank Ace Credit Card Fuel Benefits
The Ace credit card also benefits you in refuelling the vehicle's petrol tank. With this credit card, you get a 1% fuel surcharge waiver for all spends at all petrol pumps in India. The maximum fuel waiver you get per statement cycle is Rs.500. The Axis Ace Card fuel benefit is only valid for transactions made between Rs.400 and Rs.4000.
Axis Bank Ace Credit Card Shopping Benefits
Now you can convert and pay any big purchase at easy monthly EMIs with an Axis Ace credit card. The Ace credit card's easy EMI facility benefit lets you convert the outstanding amount above Rs.2500 into easy monthly instalments. The best part is that you get this facility at a reduced interest rate of 1.0%, 1.08%, 1.25%, 1.5%, or 2 % per month.
Axis Ace Credit Card Fees & Charges
Fee Type | Charges on Axis Bank Ace Credit Card |
Joining Fee | Rs.499 (one-time only) |
Annual Fee | Rs.499 from 2nd Year onwards |
Add-on Card Fee | Nil. No fee to pay for add-on card |
Interest Rate on Card | 3.6% per month or 52.86% per annum |
Cash Withdrawal Fees | 2.5% (Minimum Rs.500) of the cash withdrawal |
Overdue or Late Payment Fee | No fee for total due amount is less than Rs.500 Rs.500 for total due amount is between Rs.501-Rs.5000 Rs.750 for total due amount is between Rs.5001-Rs.10000 Rs.1200 for total due amount is greater than Rs.10000 |
Cash Payment Fee | Rs.100 |
Overlimit Penalty | 2.5% of the amount spent over the credit limit (minimum Rs.500) |
Foreign Currency Transaction Fee | 3.50% of the transaction value |
Fuel Surcharge | 1% of the amount spent between Rs.400-Rs.4000 (Max. Upto Rs.400) |
Cheque return/dishonour fee/auto-debit reversal | 2% of the total amount (Min. Rs.450 & Max. Rs.1500) |
Dynamic Currency Conversion markup | 1% of the transaction amount |
Rent Transaction Fee | 1% + GST of the amount spent (Max. Rs.1500) |
Axis Ace Credit Card Eligibility Criteria & Required Documents
A certain eligibility criteria you need to fulfil when submitting your Axis Ace credit card application form, which includes
- Required age - You must be at least 18 years old or above when submitting the Axis Ace credit card application form.
- Add-on cardholder age - The add-on cardholder must be above 15 years of age.
- Income criteria - You must have a steady income source and meet the minimum income criteria specified by the bank.
- Credit history - a strong CIBIL score to enhance the chances of credit card approval. A minimum CIBIL score of 700 is good to go.
Here is a list of documents you can upload when applying for an Axis Ace credit card online. These include:
- Identification proof (any one): Aadhar card, PAN card, Driver's license, Passport or any other government-issued photo ID
- Address proof (any one): Passport, Ration card, Electricity bill, Landline telephone bill, or any other government-issued photo ID
- Income proof: Latest salary slip of the last 2 months, Form 16 or IT return copy and last 3 months' bank statement
- Photo identity: latest passport-size coloured photograph
Who can apply for the Axis Ace credit card?
Google Pay Axis Ace is still the best cashback credit card for digital payments. However, its other benefits are relatively limited compared to other low-maintenance Axis Bank credit cards. The Google Pay Axis Ace credit card is a good option if you make frequent payments via Google Pay. It offers cashback on all essential payments made via Google Pay and has a low joining & annual fee of Rs.500.
However, the Axis Ace credit card has a maximum cashback cap of Rs.500 per statement cycle in all 5% and 4% categories. So, the Google Pay Axis Ace is no longer a suitable credit card if you spend highly on everyday bill payments. The welcome benefit is also missing on this card. But the additional features & benefits, such as low annual fees, 2% unlimited cashback on all other spends, free lounge access, dining discounts and waiver on fuel payments, still make it a great choice for a cashback credit card.
Pros & Cons of Axis Ace Credit Card
Pros | Cons |
Accelerated cashback on utility payments | No welcome gift |
Highest 2% cashback on all spends | Capping on 5% and 4% categories |
Cashback redemption directly into the cardholder's Ace credit card account | iOS users will miss the 5% cashback benefit |
Complimentary access to domestic airport lounges | No cashback on payments for fuel, rent, education, jewellery & more |
Benefits on fuel transactions | |
Dining discounts on preferred restaurants in India |
How to apply for Axis Ace Credit Card online?
You can apply for an Axis Ace credit card from their official website or visit the nearest Axis Bank branch. However, you can also start the Axis Ace credit card application process through GoPaisa to get an additional Rs.1,500 cashback reward on the Axis Ace credit card online apply.
Follow the steps given below to get your Rs.1,500 cashback reward on your Axis Ace credit card.
- Visit GoPaisa and search for the Axis Bank Ace credit card deal.
- Click on the "Grab Deal" button. Log in or sign up to activate GoPaisa cashback rewards on the Axis Ace credit card application.
- Now you'll be redirected to the Axis Bank Ace credit card application form.
- Fill in the required details such as mobile number, PAN card, Pincode & net income to proceed with your application form.
- Now complete all the required fields and submit your Axis Bank Ace credit card application form.
Note: The Rs.1500 GoPaisa cashback rewards for your Axis Bank Ace credit card will be credited after the card dispatch, which you can redeem for Amazon or Flipkart e-gift vouchers.
Axis Bank Ace Credit Card FAQs
Q. Will I get any joining or welcome bonuses on Axis Ace credit card?
No. You'll not get any joining or welcome benefits on your Axis Ace credit card activation.
Q. What cashback benefit will I get with a Google Axis Ace credit card?
You will get 5% and 4% respective cashback on all purchases across utility payments and spends on preferred merchants. For all other spends, you get 2% unlimited cashback.
Q. Will I get 2% unlimited cashback on all spends?
Yes, you get 2% unlimited cashback on all other spends, excluding payments made for fuel, education services, EMI transactions, rent payments and wallet loading.
Q. How much do I need to spend annually to get Axis Ace credit card annual fee waiver benefit?
You get an annual fee waiver of Rs.500 on your Axis Ace credit card on spending Rs.2 Lakh or above in the previous year.
Q. Does the Axis Ace credit card offers fuel benefits?
Yes. You get a 1% waiver on all fuel transactions made through the Axis Ace credit card. The maximum fuel waiver you get per statement cycle is Rs.500.
Q. What are the Axis Ace credit card eligibility criteria?
The required criteria of eligibility for an Axis Bank Ace credit card is your age must be above 18 years when applying for the card, you must be a resident of India, and you must have a stable source of income.
Q. Where to apply for an Axis Ace credit card?
- Visit the Axis Bank website and go to the credit card section.
- Select Axis Bank Ace credit card and click on Apply Now.
- Enter the required details such as mobile number, PAN card number, Pincode and Annual income. Now proceed with your Axis Bank Ace credit card application form.
- On the next page, fill in other details like your name, address, father & mother's name, company details, etc.
- Proceed to the next page and select the Axis Bank Ace credit card from a list of credit cards.
- Select the card design of your choice and complete the application form.
- You'll receive your Axis Bank Ace credit card application number on your mobile.
Q. How can I check Axis Bank Ace credit card status?
You can track the Axis Bank Ace credit card application status by visiting the official website at https://application.axisbank.co.in/cctracker/cctracker.aspx
Q. Is there any special offer on Axis Ace credit card online apply?
Yes. You'll get a flat Rs.1,500 cashback rewards on Axis Ace credit card online apply via GoPaisa. The Rs.1500 cashback reward for your Axis Bank Ace credit card will be added to your Gopaisa account on card dispatch.
Q. What are the lists of documents for the Google Pay Axis Ace credit card application?
You need a valid photo ID card, address proof, PAN card and income proof for the Google Pay Axis Ace credit card application.
Q. How to contact the Axis Bank customer support team?
You can contact the Axis Bank customer support team at 1860-419-5555 or 1860-500-5555 for all your queries, concerns or questions.