The Axis Bank Ace Credit Card is a versatile credit card that offers multiple features and benefits. With cashback across various categories, accelerated rewards, contactless payments, EMI facility, and fuel surcharge waiver, it provides convenience and savings. The card also comes with welcome benefits, reward points redemption options, dining and entertainment offers, zero lost card liability, and online account management. Overall, the Axis Bank Ace Credit Card caters to diverse needs, combining cashback, rewards, and special features to enhance the cardholder's experience. Apply Now!
What if I say you have a chance to earn flat Rs.1,500 cashback rewards on Axis Ace credit card apply online? Amazing, right? Apply Axis Ace credit card online via GoPaisa and enjoy free cashback rewards of Rs.1,500 on card dispatch. Read more about Axis Ace credit card review, benefits, fees, charges and GoPaisa cashback rewards.
You might have gone through the Flipkart Axis credit card offering unlimited cashback on Flipkart shopping. Or possibly the Airtel Axis credit card featuring cashback on payments across Airtel App services. But have you ever thought of any other best cashback credit cards for digital payments? If not, here we bring you another best cashback credit card from the vault of Axis Bank credit cards.
Axis Bank Ace card is another best cashback credit cards introduced in partnership with Google Pay and Visa. Axis Ace credit card is also the first card that rewards you for making payments through a digital platform like Google Pay. It is also known as the Google Pay Ace credit card. Axis Ace credit card benefits include lucrative cashback rewards on recharges & digital payments via Google Pay and Swiggy, Zomato & OLA transactions. Complimentary lounge access, dining discounts and waiver of fuel transactions are some other Axis Ace credit card benefits.
If you're looking for an Axis credit card that offers cashback for digital payments, Axis Bank Ace credit card can be the best bet. And if you apply for Axis Ace credit card via GoPaisa, you'll get a flat Rs.1,500 GP cashback rewards on card approval and dispatch. Read more about Axis Ace credit card full review, containing information about Axis Ace credit card benefits, features, fees, charges, eligibility and more.
Pro tip: Don't forget to Apply Axis Ace Credit Card via the GoPaisa cashback & coupon website. Otherwise, you'll lose a free Rs.1,500 GoPasia cashback reward on the Axis Bank Ace credit card apply online.
Get exclusive Rs.1,500 Gopaisa Cashback Rewards on other best Axis Bank Credit Cards Here.
What does the Axis Ace credit card have inside it? Here is a quick overview of the Google Pay Axis Ace credit card before jumping to the lucrative Axis Ace credit card benefits & features.
Axis Ace Credit Card Overview
Earning cashback on recharges & bill payments
Rs.499 + Applicable taxes
No welcome gift with this card
Flat Rs.1,500 GoPaisa cashback rewards on card dispatch
Rs.499 + Applicable taxes (from second year onwards)
Annual Fee Waiver
On reaching Rs. 2 Lakh spent in the previous year
Google Pay Ace credit card is primarily designed with an aim to provide exciting cashback on digital payments via Google Pay. But the Axis Ace credit card benefits you in other areas, like travel, dining, shopping, fuel, etc. So, here is a list of the top benefits you can get when you own the Axis Ace credit card.
Axis Ace Credit Card Benefits & Features
Axis Ace Credit Card Benefits Details
Axis Ace Credit Card Cashback Benefits
Up to 5% Unlimited Cashback
Axis Ace Credit Card Lounge Access
4 complimentary domestic lounge access/year (1 per quarter)
Axis Ace Credit Card Fuel Benefit
1% Waiver on all fuel transactions (Max Rs.400)
Axis Ace Credit Card Dining Benefit
Upto 20% OFF (Upto Rs.500 per statement cycle) on preferred merchants via EazyDiner
Axis Ace Credit Card Shopping Benefit
Easy EMI facility on all transactions above Rs.1500
The best Axis Bank Ace credit card benefits include unlimited cashback across digital payments via Google Pay App. The below table gives you a brief overview of Axis Ace credit card cashback benefits across various spending categories.
Cashback on Axis Ace Credit Card
Recharges & Bill Pay Transactions on Google Pay
5% Unlimited Cashback
Transaction on Preferred Merchants (Zomato, Swiggy & Ola)
4% Unlimited Cashback
All Other Spends
2% Unlimited Cashback
The Ace credit card gives you 5% cash back for paying utility bills, recharges, finance & tax payments and more via Google Pay. The card also gives you 4% unlimited cashback for daily expenses such as ordering food via Zomato, Swiggy and cab rides on OLA. You also get 2% unlimited cashback for all other spends with your Axis Ace credit card.
You get Axis Ace credit card cashback benefits across all types of spending, excluding payments made for educational services, fuel, rent, insurance services, wallet-loading transactions, and gold/jewellery purchases.
The cashback for utility payments via Google Pay and across preferred merchants is capped at Rs.500 per statement cycle. This cap will take effect from June 15th 2023. But, the 2% cashback on all other spends will remain unlimited.
Another noteworthy Axis Bank Ace credit card benefit includes free access to domestic lounges in India. You can enjoy a complimentary Axis Ace credit card lounge access four (4) times a year across all major domestic airports. However, the Axis Ace lounge access benefit is capped at one visit per quarter.
The Axis Bank Ace credit card benefits you with discounts every time you dine at your favourite restaurants in India. Axis Bank's exclusive dining program, EazyDiner, gives you up to 20% discount on dining across 4,000+ restaurants in India. The maximum Axis Ace credit card discount per statement cycle on dining bills is Rs.500.
The Ace credit card also benefits you in refuelling the vehicle's petrol tank. With this credit card, you get a 1% fuel surcharge waiver for all spends at all petrol pumps in India. The maximum fuel waiver you get per statement cycle is Rs.500. The Axis Ace Card fuel benefit is only valid for transactions made between Rs.400 and Rs.4000.
Now you can convert and pay any big purchase at easy monthly EMIs with an Axis Ace credit card. The Ace credit card's easy EMI facility benefit lets you convert the outstanding amount above Rs.2500 into easy monthly instalments. The best part is that you get this facility at a reduced interest rate of 1.0%, 1.08%, 1.25%, 1.5%, or 2 % per month.
Charges on Axis Bank Ace Credit Card
Rs.499 (one-time only)
Rs.499 from 2nd Year onwards
Add-on Card Fee
Nil. No fee to pay for add-on card
Interest Rate on Card
3.6% per month or 52.86% per annum
Cash Withdrawal Fees
2.5% (Minimum Rs.500) of the cash withdrawal
Overdue or Late Payment Fee
No fee for total due amount is less than Rs.500
Rs.500 for total due amount is between Rs.501-Rs.5000
Rs.750 for total due amount is between Rs.5001-Rs.10000
Rs.1200 for total due amount is greater than Rs.10000
Cash Payment Fee
2.5% of the amount spent over the credit limit (minimum Rs.500)
Foreign Currency Transaction Fee
3.50% of the transaction value
1% of the amount spent between Rs.400-Rs.4000 (Max. Upto Rs.400)
Cheque return/dishonour fee/auto-debit reversal
2% of the total amount (Min. Rs.450 & Max. Rs.1500)
Dynamic Currency Conversion markup
1% of the transaction amount
Rent Transaction Fee
1% + GST of the amount spent (Max. Rs.1500)
A certain eligibility criteria you need to fulfil when submitting your Axis Ace credit card application form, which includes
Here is a list of documents you can upload when applying for an Axis Ace credit card online. These include:
Google Pay Axis Ace is still the best cashback credit card for digital payments. However, its other benefits are relatively limited compared to other low-maintenance Axis Bank credit cards. The Google Pay Axis Ace credit card is a good option if you make frequent payments via Google Pay. It offers cashback on all essential payments made via Google Pay and has a low joining & annual fee of Rs.500.
However, the Axis Ace credit card has a maximum cashback cap of Rs.500 per statement cycle in all 5% and 4% categories. So, the Google Pay Axis Ace is no longer a suitable credit card if you spend highly on everyday bill payments. The welcome benefit is also missing on this card. But the additional features & benefits, such as low annual fees, 2% unlimited cashback on all other spends, free lounge access, dining discounts and waiver on fuel payments, still make it a great choice for a cashback credit card.
Accelerated cashback on utility payments
No welcome gift
Highest 2% cashback on all spends
Capping on 5% and 4% categories
Cashback redemption directly into the cardholder's Ace credit card account
iOS users will miss the 5% cashback benefit
Complimentary access to domestic airport lounges
No cashback on payments for fuel, rent, education, jewellery & more
Benefits on fuel transactions
Dining discounts on preferred restaurants in India
You can apply for an Axis Ace credit card from their official website or visit the nearest Axis Bank branch. However, you can also start the Axis Ace credit card application process through GoPaisa to get an additional Rs.1,500 cashback reward on the Axis Ace credit card online apply.
Follow the steps given below to get your Rs.1,500 cashback reward on your Axis Ace credit card.
Note: The Rs.1500 GoPaisa cashback rewards for your Axis Bank Ace credit card will be credited after the card dispatch, which you can redeem for Amazon or Flipkart e-gift vouchers.
No. You'll not get any joining or welcome benefits on your Axis Ace credit card activation.
You will get 5% and 4% respective cashback on all purchases across utility payments and spends on preferred merchants. For all other spends, you get 2% unlimited cashback.
Yes, you get 2% unlimited cashback on all other spends, excluding payments made for fuel, education services, EMI transactions, rent payments and wallet loading.
You get an annual fee waiver of Rs.500 on your Axis Ace credit card on spending Rs.2 Lakh or above in the previous year.
Yes. You get a 1% waiver on all fuel transactions made through the Axis Ace credit card. The maximum fuel waiver you get per statement cycle is Rs.500.
The required criteria of eligibility for an Axis Bank Ace credit card is your age must be above 18 years when applying for the card, you must be a resident of India, and you must have a stable source of income.
You can track the Axis Bank Ace credit card application status by visiting the official website at https://application.axisbank.co.in/cctracker/cctracker.aspx
Yes. You'll get a flat Rs.1,500 cashback rewards on Axis Ace credit card online apply via GoPaisa. The Rs.1500 cashback reward for your Axis Bank Ace credit card will be added to your Gopaisa account on card dispatch.
You need a valid photo ID card, address proof, PAN card and income proof for the Google Pay Axis Ace credit card application.
You can contact the Axis Bank customer support team at 1860-419-5555 or 1860-500-5555 for all your queries, concerns or questions.